اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَالْهَرَمِ وَالْقَسْوَةِ وَالْغَفْلَةِ وَالْعَيْلَةِ وَالذِّلَّةِ وَالْمَسْكَنَةِ وَأَعُوْذُ بِكَ مِنَ الْفَقْرِ وَالْكُفْرِ وَالْفُسُوْقِ وَالشِّقَّاقِ وَالنِّفَقِ وَالسُّمْعَةِ والرِّيَاءِ وَأَعُوْذُ بِكَ مِنَ الصَّمَمِ وَالْبَكَمِ وَالْجُنُوْنِ وَالْجُذَامِ وَالْبَرَصِ وَسَيِّءِ الْأَسْقَامِ
What it means
O Allah, I seek refuge in You from Inability; lethargy; Cowardice, Miserliness, Senility, Hard heartedness, Heedlessness, Deprivation; Humiliation, misery; And I seek refuge in You from absolute poverty, Disbelief, Rebellion; Dissension, Hypocrisy, Seeking fame, And showing off, And I seek refuge in You from deafness, Being mute, Insanity; Leprosy, Leukederma, And from any worst kind of illness.